NAOS is a lending protocol that bridges TradFi and DeFi, allowing real businesses to access liquidity from DeFi without overcollateralization.
Borrowers collateralize assets off-chain and provide fixed interest payments on-chain. All assets undergo rigorous risk assessments and are insured. Lenders supply stablecoins and receive fixed yields generated from real world assets.
The credit score system serves as the basis for governance, allowing the community to make informed and benchmarked decisions for subsequent borrower onboarding.